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New Zealand student visa: four different visas and the English test they don't ask you for

New Zealand doesn't have one student visa: it has four, and the difference between them decides how long you can stay and how much you can work. The most used one is the Fee Paying Student Visa. English has its own visa, and it's the cheapest way in.

⚠️ Sensitive information — always check the official source
Visa requirements, quotas, amounts and dates change often. Every fact in this guide was checked against the official source on 24 September 2026 and we re-check it periodically, but before starting any procedure confirm the details on the official links (embassy, consulate or ministry) shown on this page. viajacongus.com does not process visas and does not replace official information.
💵 How much it costs
From NZD 850 for the application, for all four student visas. The course tuition and living costs are separate: NZD 20.000 per year, or NZD 1.667 per month if the course lasts less than a year.
⏳ How long it takes
Eight weeks for 80 % of applications. Immigration New Zealand recommends applying three months in advance, and warns that the busiest period runs from October to March.
📅 How long it's valid
Up to four years. In practice they give it to you for the length of the course you paid for, or until your passport expires if that comes first.

👤 Who needs it?

For anyone who wants to study for more than three months in New Zealand. If it's less than three months you don't need a student visa: the NZeTA or a visitor visa is enough. And if you're already on the Working Holiday, you can study for up to six months without changing visas, which is one and a half times what Australia's allows, which is 4 months.

🧭 The step by step

1
First: check whether you really need a student visa
If you're going to study for three months or less, you don't need one: with the NZeTA or a visitor visa you can study for up to three months in any twelve-month period. And if you come on a Working Holiday, the limit goes up to six months. Getting a student visa you don't need is NZD 850 down the drain.
Go to the official site for this step →
Watch out: With the Working Holiday, study has to be secondary: the official page says you have to be coming mainly for a holiday («You must be coming mainly to holiday — study should be a secondary intention»).
2
Choose which of the four student visas is yours
They're not interchangeable. The Fee Paying is for any course paying the international fee. The English Language Student Visa is only for English courses. The Pathway lets you chain up to three courses on a single visa. The Dependent Child is for children of someone who already holds a work or student visa.
Go to the official site for this step →
3
Get the offer of place from an approved institution
Without the «offer of place» there's no visa. The institution has to be a signatory to the 2021 Code of Practice, which is what allows it to enrol foreign students. The offer has to state the name of the course, how long it lasts, whether it's full-time or part-time, and the dates of all holidays if it lasts more than one academic year.
Go to the official site for this step →
Watch out: From outside New Zealand you can apply with a CONDITIONAL offer: they approve the visa «in principle» and only then do you send the final offer. That saves you paying for the course before knowing whether you'll get the visa.
4
Put together the money for living costs
NZD 20.000 for each year if the course lasts a year or more, or NZD 1.667 per month if it's shorter, for tertiary, English and other non-compulsory studies. If it's school (years 1 to 13) it's NZD 17.000 per year or NZD 1.417 per month. This is on top of tuition.
Go to the official site for this step →
5
Pay the tuition, or wait for approval in principle
You have to show you've paid the fee for one course or one year, whichever is shorter. But if you apply from outside the country, you can choose not to pay until they tell you the application has been approved in principle. It takes longer, and in exchange you don't put the course money at risk.
Watch out: If you're studying for more than a year, Immigration New Zealand says it helps to show a credible plan for how you'll pay for the following years. You don't need to have that money now.
6
Get medical and travel insurance
It has to be full insurance, medical and travel, for the whole stay, and acceptable to your institution. For the Fee Paying it appears as a declaration; for the English Language Student Visa it's among the entry requirements.
Go to the official site for this step →
7
Check whether you need an X-ray or a medical certificate
If you're staying more than six months, you need a chest X-ray if you're from a country without a low incidence of tuberculosis, or if you spent more than three months of the last five in one. If you're staying less than six months you normally don't need it, and under twelve months, normally not the medical certificate either.
Go to the official site for this step →
Watch out: The X-ray or the medical examination must be less than three months old when they receive them.
8
Police certificate, where applicable
You need it if you're 17 or older AND your total time in New Zealand will be 24 months or more, counting time you've already spent there on other visas. It has to be less than six months old at the time of applying, and come from the countries you're a citizen of and from those where you spent more than five years since turning 17.
Watch out: They don't accept proof that you requested it. The only exceptions are Fiji, Hong Kong and Israel, which send it directly to Immigration New Zealand.
9
Apply online and wait
All four visas are applied for online. Eight weeks for 80 % of cases. Immigration New Zealand recommends doing it three months before the trip, and warns that October to March is when the most applications come in.
Go to the official site for this step →
Watch out: If someone helped you with the application or with getting the offer of place, you have to declare it. It's an explicit requirement.
Go to the official site →
Immigration New Zealand — Fee Paying Student Visa

🏦 The money you have to show

These are the living-cost amounts published by Immigration New Zealand. They're separate from course tuition.

Tertiary, English and other non-compulsory studies, per yearNZD 20.000
The same, per month, if the course lasts less than a yearNZD 1.667
Compulsory education (school, years 1 to 13), per yearNZD 17.000
The same, per monthNZD 1.417
The visa applicationfrom NZD 850
Instead of your own money you can present an acceptable sponsor, who takes responsibility for accommodation and living expenses. It can be an organisation or a person; if it's a person, they have to be a relative or friend.
A full or partial scholarship also works, as does a student loan with the award letter, a term deposit, or confirmation of a *homestay* that already has the costs covered.
If the course lasts more than a year, you don't need to have the money for the following years. It does help to show a credible plan for how you'll pay for them.

💼 Working while you study

📋 What you need at hand

⚠️ The mistakes that cost you

🕳️ What we couldn't confirm

We say so because a guide that hides its gaps is useless.

  • Course fees. Unlike Australia, New Zealand doesn't publish a register with the price of each course. The NZQA register lists institutions and where they are, but not what they charge. That's why there's no price table here: you have to ask for them one by one.
  • The approval rate by course type. Immigration New Zealand publishes waiting times, but we couldn't find the approval percentage by sector, which in Australia is public and is the figure that most shapes the decision.
  • How many institutions are signatories to the Code of Practice. The NZQA register we downloaded has 3.377 campus records, but it doesn't mark which ones are approved for international students.

🔎 Where this comes from

This is a guide, not immigration advice. Everything here we read on 24 September 2026 on the official pages of Immigration New Zealand and NZQA, and we cite each one with its link. Rules and amounts change: before paying for anything, confirm with the official source. We are not licensed immigration advisers and we don't charge for this.
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Image credits
Photos from Wikimedia Commons, each under its own licence (CC BY, CC BY-SA or public domain). Open each file to see its author and licence.
Milford Sound in Fiordland National Park 12